Our goal at termlife360.com is to provide consumers with low cost term life insurance. With access to over 50 of the nation’s top rated life insurance companies, we’re able to offer the best and cheapest term life insurance rates available on the market.
If you came here looking for low cost term life insurance quotes, you can fill out the quote request form on the side of the page, click HERE or call us at the number on top of your screen.
Take 3 minutes to this full article and you’ll know more than 99% of consumers searching for low cost term life insurance and arm yourself with the knowledge to get the most affordable life insurance for your needs.
First of all, you should know that term life insurance is less expensive than permanent life insurance (whole life and universal life). It’s the most affordable life insurance that you can purchase. If low cost life insurance is your ultimate concern, term life insurance will be your best bet.
Term life insurance is also the easiest to understand. Your payments are guaranteed level for the specified term length (usually 10, 15, 20, 25 or 30 years) and your death benefit is also guaranteed level and will never go down. As long as you make your premium payments, the life insurance stays in force until the end of the term length. If, god forbid, something happens to you while your policy is in force, then your beneficiary receives the face value of the policy. It’s as simple as that.
The great thing about finding low cost term life insurance is life insurance companies are forced to compete for your business which creates a situation that makes cheap life insurance rates easy to find. This puts the consumer in control to find the best and most affordable life insurance rate. At termlife360.com, we compare all these companies side by side and provide you with the most affordable life insurance rates available. Like below:
In the example above, SBLI has the lowest rate, but that doesn’t mean they have the best prices for everyone. Each person will be different. Also, it doesn’t matter what company has the best rates, we’ll always recommend the lowest cost term life insurance company available from some of the best life insurance companies on the market. We spent some time discussing some of the best life insurance companies HERE.
The key in securing low cost term life insurance is to find the life insurance company that looks most favorably at YOUR health and lifestyle
Every life insurance company will look at your risk differently. There’s no way for any consumer to find the most affordable life insurance rates without the help of an experienced agent who knows the underwriting guidelines of all the top rated life insurance companies. That’s exactly what we do for our clients – we assess their risk and find the companies that will offer the best cheap life insurance rates and recommend the lowest cost option.
Bottom line. At TermLife360.com we are dedicated to helping you find low cost term life insurance. If you have any questions or would like a no obligation life insurance quote, please don’t hesitate to contact us. Remember, as an independent life insurance agency, we work on behalf of YOU to find a cheap life insurance rate and not for any life insurance company. We’ll provide you with the most affordable life insurance rates on the market.